The Department for Work and Pensions (DWP) has revealed that more than 3.7 million people across Great Britain are currently receiving Personal Independence Payment (PIP), with 709,710 claimants aged 65 to 79.
This crucial disability benefit can boost a person’s monthly income up to £1,670.80 in 2025/26 when combined with the State Pension, offering much-needed relief to those living with long-term illnesses, mental or physical health conditions, or disabilities.
If you’re over State Pension age or approaching it, it’s vital to understand what you may be eligible for, how much you could receive, and how to apply for these life-enhancing payments.
Understanding PIP and ADP
Personal Independence Payment (PIP) is a benefit for people with long-term health conditions or disabilities that impact their ability to carry out everyday tasks or move around. In Scotland, PIP has now been replaced by Adult Disability Payment (ADP) for new claims.
Both PIP and ADP are non-means-tested, tax-free, and paid every four weeks, regardless of your employment or income level.
Who Is Eligible for PIP or ADP?
You can apply for PIP or ADP if:
- You are under State Pension age at the time of your application.
- You have experienced daily living or mobility difficulties for at least 3 months, and expect them to last at least 9 more months.
- You have lived in the UK for at least 2 of the last 3 years.
If you’re already receiving PIP and pass State Pension age, you continue receiving it. If not, and you’ve reached State Pension age, you may qualify for Attendance Allowance instead.
PIP and ADP Payment Rates 2025/26
PIP and ADP are made up of two components:
- Daily Living
- Mobility
You may receive one or both depending on how your condition affects you.
Weekly Payment Rates:
| Component | Standard Rate | Enhanced Rate |
|---|---|---|
| Daily Living | £73.90 | £110.40 |
| Mobility | £29.20 | £77.05 |
If you qualify for the enhanced rate for both components, your total PIP payment will be £749.80 per month.
PIP + State Pension = Up to £1,670 Monthly
When combined with the full New State Pension (currently £230.25 per week, or £921 per 4 weeks), the maximum income for someone receiving both enhanced PIP rates can reach:
| Income Source | 4-Week Pay Period |
|---|---|
| PIP (Enhanced x2) | £749.80 |
| New State Pension | £921.00 |
| Total | £1,670.80 |
This boost can be essential for older adults managing health costs and living expenses during the ongoing cost-of-living challenges.
PIP Claimants Over Age 65: Current Stats
The latest DWP data reveals the number of PIP recipients aged over 65 across Great Britain:
| Age Group | Claimants |
|---|---|
| 65–69 | 424,614 |
| 70–74 | 219,089 |
| 75–79 | 69,013 |
| Total | 709,710 |
Older claimants may now be given ongoing awards, especially if the condition is long-term with little likelihood of improvement, reducing the stress of frequent reassessments.
Assessment and Application Process
To determine your eligibility and payment level, you’ll undergo a functional assessment. Factors considered include:
- Whether you need help with daily activities or mobility
- If you require assistive devices or human support
- The frequency and severity of your condition
Assessment Methods:
- Telephone interviews (most common)
- Face-to-face consultations
- Video calls
- Paper-based reviews (for ADP in Scotland)
How to Apply for PIP
You can start your PIP claim by contacting the DWP directly.
What You’ll Need:
- National Insurance number
- Contact details
- Bank account information
- Medical professional’s contact info
- Travel or care home history
- Information about your condition and medications
In Scotland, new claims are made through Social Security Scotland for ADP.
What If You’re Over State Pension Age?
Once you pass State Pension age, you cannot apply for PIP or ADP unless:
- You were already receiving PIP/ADP and it continues
- You are reapplying for the same condition within 12 months of a previous award ending
Otherwise, you may be eligible for Attendance Allowance, which pays either £73.90 or £110.40 weekly, depending on the level of care needed.
Additional Benefits
Qualifying for PIP or ADP can open access to:
- Disabled Person’s Railcard
- Blue Badge Parking
- Winter Fuel Payments
- Free or discounted public transport
- Council Tax reductions
If you’re over 55 or approaching State Pension age and living with a long-term illness or disability, applying for PIP or ADP could provide you with as much as £749.80 every four weeks, in addition to your State Pension. This can significantly improve financial stability in later life.
With over 709,000 older claimants already benefiting and more potentially eligible, it’s crucial to check your eligibility and apply as soon as possible. Even if you’re unsure, completing the assessment could unlock additional support and improve your quality of life.
FAQs
Can I apply for PIP if I’m over State Pension age?
You cannot apply after reaching State Pension age unless you’re reclaiming within 12 months of a previous award for the same condition. You may be eligible for Attendance Allowance instead.
How long does it take to process a PIP claim?
It can take up to 3 months depending on assessment scheduling. Back payments may be included if approved.
What if I live in Scotland—do I still get PIP?
No. In Scotland, new claims are made under Adult Disability Payment (ADP), which replaces PIP. Existing PIP claimants are being transferred to ADP in phases.